The Water Girl Insurance is the Gulf Coast’s trusted specialist for boat and yacht insurance. Based in Seabrook, Texas, we help boat owners protect what matters most—both on and off the water. As an authorized agency for Progressive and GEICO, we provide competitive coverage options for everything from center consoles and ski boats to cruisers, sailboats, and luxury yachts. Since 2007, A.J. Laird has helped boat owners across the Gulf Coast navigate the unique risks of boating. With deep marine knowledge and a passion for the boating lifestyle, we make sure your vessel is protected so you can focus on what matters most—enjoying your time on the water. Whether you're cruising the bay, offshore fishing, or docking at your favorite marina, The Water Girl Insurance delivers personalized service, expert advice, and coverage built for boaters. Protect your boat. Protect your adventures.

With a number of carrier options we look forward to building a strong and lasting relationship with you and will work hard to provide you the best coverage, at the best available price.