At The Water Girl Insurance, we make protecting what matters most simple, personal, and affordable. We offer a full line of insurance products, including Personal Auto, Homeowners, RV, Watercraft, and Motorcycle insurance. To compare insurance quotes online, click here. In just a few minutes, you can receive live rates from multiple top carriers and compare coverage options to find the right fit for your needs.

The Water Girl Insurance is the Gulf Coast’s trusted specialist for boat and yacht insurance. Based in Seabrook, Texas, we proudly serve boat owners throughout the Gulf Coast and beyond. As an authorized agency for Progressive, GEICO, American Modern and others, we provide competitive coverage options for everything from center console to Yachts.  Fishing boat, bass boat, ski boat along with cruisers, sailboats, and luxury yachts are our specialty. Since 2007, A.J. Laird has helped boat owners navigate the unique risks that come with life on the water. With extensive marine insurance knowledge and a genuine passion for the boating lifestyle, we understand that your boat is more than just a policy—it’s an investment in your freedom, family, and adventures. Whether you’re cruising the bay, offshore fishing, enjoying a weekend with family and friends, or docking at your favorite marina, we work hard to provide coverage designed around the way you enjoy your boat. Our goal is to make insurance easy to understand while providing personalized service and expert guidance every step of the way.

With multiple trusted carrier options, we look forward to building a strong and lasting relationship with you. We will work hard to provide you with the best coverage at the best available price. 

Protect your boat. Protect your adventures. Trust The Water Girl Insurance to help keep you covered on and off the water.